Secured Lending Valuations in London and the South East

Secured lending valuations play a critical role in supporting lending decisions, particularly where assets are complex or fall outside standard residential criteria.

At Olden Property, we provide independent secured lending valuations across London and the South East, acting for private banks, specialist lenders, brokers and borrowers. All reports are prepared by a RICS Registered Valuer in accordance with the RICS Valuation – Global Standards (“Red Book”), ensuring they are suitable for lending and credit approval purposes.

Our approach is grounded in how property performs in the open market, with clear and considered analysis of value, risk and saleability.

A Specialist Focus on Complex Assets

Not all property fits neatly within standard lending criteria.

We specialise in valuations for private banks, brokers and lenders dealing with mixed-use and complex assets, where a more detailed and commercially aware approach is required.

This often includes properties with multiple income streams, non-standard tenures or elements of development, where valuation is not simply a matter of applying a rate per square foot, but requires an understanding of how the asset operates in practice.

We have acted on lending instructions for private banks and specialist lenders, including work connected to C. Hoare & Co, providing robust and defensible advice on assets requiring detailed analysis.

Types of Property Covered

Our secured lending work spans a broad range of asset classes, including:

• Residential property, including houses, flats, portfolios and short lease interests

• Mixed-use property, such as retail/residential and office/residential configurations

• Commercial assets, including offices, retail, industrial and investment property

Each instruction is assessed on its own merits, with valuation methodology tailored to the asset, tenancy profile and market context.

Supporting a Range of Lending Scenarios

Secured lending valuations are required across a variety of transaction types.

We regularly act in relation to:

• Acquisition and purchase lending

• Refinance and restructuring

• Development exit and stabilised investments

Where appropriate, our reports include additional commentary on marketability, demand, liquidity and risk, enabling lenders to look beyond headline value and properly assess the underlying asset.

Turnaround and Responsiveness

We recognise that lending transactions are often time-sensitive and adopt a responsive and practical approach to delivery.

• Initial response and fee quote typically within 24 hours

• Inspection usually arranged within 2–5 working days

• Reports delivered within 3–5 working days from inspection

Timescales can be adjusted depending on the complexity of the property and the requirements of the instruction.

Coverage Across London and the South East

We undertake secured lending valuations throughout:

• London

• Kent, Surrey and Sussex

• Wider South East locations by arrangement

Our focus remains on areas where we have strong market knowledge and access to reliable comparable evidence, ensuring valuations are properly supported.

RICS Compliance and Professional Standards

All valuations are undertaken on a fully compliant basis, including:

• Inspection and reporting by a RICS Registered Valuer

• Preparation in accordance with the RICS Red Book

• Appropriate Professional Indemnity Insurance

• Experience acting for both lenders and borrowers

This ensures advice is robust, defensible and suitable for secured lending purposes.

Why Instruct Olden Property

Our work is defined by a clear and practical approach to valuation.

We focus on:

• Complex and mixed-use assets, where detailed analysis is required

• Clear, lender-aligned reporting, structured to support credit decisions

• Independent advice, based on market evidence rather than assumption

• Commercial awareness, reflecting how assets perform in reality

• Responsive delivery, aligned with transaction timescales

The result is valuation advice that is both technically sound and commercially relevant.

Get in Touch

If you require a secured lending valuation in London or the South East, we would be happy to assist.

Please get in touch to discuss your instruction, and we can confirm scope, timing and fees.